Recent News

At a glance: Stress and mental-health issues can affect employees’ performance and productivity, leading to low morale and unplanned absences. Employee wellbeing is no longer just an internal matter – […]

The quick read: The UK market is relatively cheap compared to other markets Large UK companies that our fund managers invest in are international businesses UK stocks have already benefitted[…..]

At a glance With the lifting of COVID-19 restrictions, there is now a huge demand for weddings – and they’re likely to be bigger and more costly than ever Before[…..]

At a glance The average person will work for 11 employers during their working life and a quarter of people will have 14 or more employers.1 Work out exactly which[…..]

At a glance: If you can afford to leave your pension untouched for the near future, your money will remain invested and could grow into a larger savings pile –[…..]

At a glance Money worries aren’t just about income and debt – financial stress can be caused by a wide range of situations and factors. With some of the biggest[…..]

At a glance: Stocks & Shares ISAs are a very tax-efficient – and potentially lucrative – way of saving for the long term (at least five to 10 years). Each[…..]

Claire Trott, Head of Pensions Strategy at St. James’s Place, and former Pensions Ministers Sir Steve Webb and Baroness Ros Altmann highlight the importance of retirement planning and seeking financial advice.  […..]

The quick read: The volume of information and decisions to make around choosing the right care can be overwhelming. The average cost of care in the UK is £34,0001, depending[…..]

THE QUICK READ When you pay off your mortgage, you’ll have upwards of hundreds of pounds per month that are freed up by no longer having mortgage payments. Rather than[…..]

The quick read: The pandemic has highlighted the need for households to insure against loss of life and income with critical-illness cover, life insurance and income-protection insurance These policies often[…..]

Who are the better investors, men or women? Given that, both historically and in the present day, men are the more numerous investors, you might think that experience gives them[…..]

In a year that was short of reasons to be cheerful, the news in June 2020 that a record number of people were paying into workplace pensions1 was welcome. It continued[…..]

We would like to say congratulations to our colleague Seamus Valente who has obtained a Level 3 Certificate in Mortgage Advice from the Chartered Insurance Institute. Seamus works as a[…..]

We would like to thank our fantastic staff for their kind donations towards our 2020 Christmas Appeal. Their generosity has meant we are able to support Crisis Together for the[…..]

We’ve pulled together a round-up of resources to help you get to grips with your money – whether you’re just getting started or well on your way. We’re all familiar[…..]

It might feel good to help your children or grandchildren with money, but without a plan you could both lose out It’s natural to worry about what the future holds[…..]

If you’re considering trading up to a place with more space, here’s what you should know about the current residential property climate. The outbreak of COVID-19 has dramatically altered our[…..]

A round-up of all the pensions and retirement content you need to know about. Sometimes it seems like saving for retirement and then planning how to use your pension once[…..]

As you approach the last few years before your planned retirement there are some key things to consider. There are many things to consider as you approach retirement. It’s good[…..]

McGrady Financial Services Ltd are delighted to announce the latest addition to our team, Wayne Whewell as a Financial Planner. Having worked in Banking since 1982 and in the Financial[…..]

As we emerge from lockdown, business owners are facing a very different world. So how exactly can entrepreneurs navigate these uncharted waters? It’s been a disruptive year for business owners[…..]

Understanding how you perceive risk – and how this changes over time – can help in navigating today’s retirement landscape.  It has long been accepted that we become more risk-averse[…..]

The new St. James’s Place portfolio carbon emissions report is another step on the journey to managing client investments more responsibly. In its latest progress report to Parliament, the Committee on Climate Change (CCC)[…..]

When the time comes to access your retirement income, you’ll have new challenges to contend with. The wide-ranging pension reforms that came into force in April 2015 were all about[…..]

Older generations looking to give their children or grandchildren a boost on to the property ladder don’t need to drain their retirement pot.  Do you know who the UK’s eleventh[…..]

Women already face a wide pension gap – but you may have more money in your pot than you realise. These four tips can help you find your hidden money[…..]

The pension freedoms have put a number of new options in play, and each decision you make will affect the sustainability of your income through retirement. If there’s one overarching[…..]

If women want to harness the full power of their pensions, they have to start thinking of themselves as investors. What does an investor look like? A suited and booted[…..]

The Undercover Economist, Tim Harford, explains why we tend to over-insure small risks – and under-protect ourselves against big ones.  If you had a pet, would you consider insurance to[…..]

Teaching young people how money works and how to make it work for them; transforming financial futures from hoping for the best to knowing what to do. Rob Gardner is[…..]

As part of Mental Health Awareness Week, we take a look at the recent work we’ve done around financial wellbeing – something we know can have a big impact on mental[…..]

Debt – just one unwelcome legacy of the pandemic crisis will be the huge amounts of money owed by the government, businesses and some households. It has led to suggestions[…..]

Why you should reconsider your pension withdrawal strategy during periods of market volatility. Stock market volatility can be unsettling for investors of all ages, however much they’ve invested and whatever[…..]

How coronavirus has underlined the importance of always being prepared. The financial and economic impacts of the coronavirus crisis have thrown up a host of issues for individuals and families[…..]

From payment holidays to the housing market’s future prospects, we address the most frequently asked questions around how COVID-19 is impacting mortgagors.  After the UK government announced a number of[…..]

When you live in volatile and uncertain times, should you put your long-term plans on hold? Read or watch the news, and you will encounter a world that’s volatile, uncertain,[…..]

Why cover is more critical now than ever to help protect those closest to you The coronavirus pandemic comes with wide-ranging and often unprecedented consequences for individuals and their families.[…..]

How to protect your finances from fraudulent activity during these uncertain times. The conditions we’re experiencing now, we have never seen in our lifetimes. But the present does have several[…..]

How the investment community can help advance the environmental gains that have come out of COVID-19 The consequences of the coronavirus pandemic will clearly be profound, wide-ranging and long-lasting. So,[…..]

Whether you are in retirement, or planning for it from a long way out, market volatility presents challenges and opportunities. We look at some strategies to help keep you on[…..]

How to ensure a safe financial future for yourself, your parents and your children during the coronavirus pandemic. Members of the sandwich generation, those individuals in their 40s, 50s and[…..]

In the interest of public safety and following most recent guidance, we will conduct all business by telephone or video conference going forward. We will support our clients throughout this[…..]

It’s currently business as usual here at McGrady Financial Services. We’re taking precautions as advised and have implemented protocols to address concerns around COVID-19. We’re making full use of technology[…..]

McGrady Financial Services were delighted to attend the recent Year 10 and Year 12 Careers Convention in St Malachy’s High School Castlewellan. Philip McCrickard (Managing Director) commented that “it was[…..]

McGrady Financial Services were delighted to support the Co. Down 5k Race. The race is a flat and fast 5k course around Downpatrick Town Centre. We sponsored the Strava Fastest[…..]

We are delighted to sponsor the St Paul’s GAC Holywood Under 8 team this year. Philip McCrickard (Managing Director) attended the 2019 Under 8’s Award Ceremony in St Comgalls Parish[…..]

We were delighted to take part in the Newry, Mourne and Down District Council ‘Business Growth Programme’. This programme provides local companies mentoring and support to help them become more competitive in[…..]

McGrady Financial Services are delighted to announce that we have once again sponsored the very popular McGrady Financial Services Junior XC Series for 2019/2020. The first race took place in[…..]

McGrady Financial Services Ltd are delighted to be sponsoring the Beer & Bubbles 5k this Thursday 12th September 2019. This event is open to competitors of all ages and experiences, the[…..]