Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against the loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk

It is essential to minimise the risks in your financial plan and be prepared for the unexpected.

Death, accidents, illness, unemployment, early retirement – these are all things which can cause havoc with even the most sophisticated financial plans if their impact has not been planned for.

You need to have a strategy to build your wealth, but it is also equally important to have a strategy to protect your wealth.

The way in which Wealth Preservation works is by transferring the risk to another party should something happen which results in you not being able to fund investments or meet any ongoing financial commitments, due to a loss of income.

This is known as risk insurance and our experienced advisers will be able to assess your financial circumstances and protects assets. We can provide you with a wealth of information about:

• Income Protection
• Asset Protection
• Life Insurance
• TPD – Total Permanent Disability Insurance
• Trauma (Critical Illness) Insurance