The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.
Tax treatment varies according to individual circumstances and is subject to change.
A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend on the size of the fund at retirement, future interest rates and tax legislation.

Here at McGrady Financial Services, we are able to help you to achieve the lifestyle that would like in retirement. In order to do this, it is very important that you plan on how you are going to reach this goal of a comfortable retirement.

This is especially true with the changes in the state retirement ages, changes in final salary schemes and investment that go up and down.

In order to live a comfortable retirement, it is essential that individuals are responsible for managing their investments for their retirement. It is also essential that they are able to assess how much they will need in order to retire in comfort.

At McGrady Financial Services, our experienced financial advisers can help you to plan what needs to be done in order to achieve your retirement goals. We can assess any current arrangements that you have and ensure that all your retirement goals will be met.