Our Vision
Our Services
Business Protection
Business protection is a way of helping to protect against possible financial losses in the event of the death or specified critical illness of a business owner or key individual, during the length of the policy.
Personal Risk Planning
Investment risk and personal tolerance to risk is fully explained and is key to making the right decision.
Estate Planning
Help ensure your personal possessions are passed on to the people you care about. With careful planning and expert advice, you could also reduce or eliminate potential tax liability.
Retirement Planning
When do you want to retire and how much income will you need? The use of Stakeholder, Personal Pensions, Self Invested Personal Pensions and Small Self Administered Schemes can help you plan for your retirement.
Tax Planning and Tax Mitigation
Tax liabilities could be reduced in a number of ways, including efficient Will* planning and the use of investment-based strategies within various Inheritance Tax mitigation schemes.
Investment Planning
Investments should be made in line with an overall financial plan, taking into consideration all aspects of your financial circumstances and objectives and making the most of tax-efficient savings allowances.
Personal Protection Planning
How much money would your family need to maintain their current lifestyle if you were diagnosed with a critical illness or died prematurely?
Life Long Financial Planning
Tailored to address your short, medium and long term financial needs and aspirations.
Auto Enrolment
Complying with the Workplace Reforms is one more requirement for employers. We provide small to medium sized businesses with an end to end solution for Auto Enrolment Pensions.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax reliefs depends on individual circumstances.
* The writing of a Will involves the referral to a service that is separate and distinct to those offered by St. James’s Place. Wills are not regulated by the Financial Conduct Authority.
Latest News
Cyber Essentials Plus Certification
We are delighted to announce that we have achieved the Cyber Essentials Plus Certification. Cyber Essentials is a government backed scheme which is designed specifically to help strengthen UK business […]
Downpatrick Racecourse Sponsorship
We were delighted to sponsor the “McGrady Financial Services Maiden Hurdle” at Downpatrick Race Course last week. The team had an absolutely fantastic day out, and thank you to everyone[…..]
Seamus Valente achieves Level 3 Certificate in Mortgage Advice
We would like to say congratulations to our colleague Seamus Valente who has obtained a Level 3 Certificate in Mortgage Advice from the Chartered Insurance Institute. Seamus works as a[…..]
Christmas Appeal 2020
We would like to thank our fantastic staff for their kind donations towards our 2020 Christmas Appeal. Their generosity has meant we are able to support Crisis Together for the[…..]