Our Services
Business Protection
Business protection is a way of helping to protect against possible financial losses in the event of the death or specified critical illness of a business owner or key individual, during the length of the policy.
Personal Risk Planning
Investment risk and personal tolerance to risk is fully explained and is key to making the right decision.
Estate Planning
Help ensure your personal possessions are passed on to the people you care about. With careful planning and expert advice, you could also reduce or eliminate potential tax liability.
Retirement Planning
When do you want to retire and how much income will you need? The use of Stakeholder, Personal Pensions, Self Invested Personal Pensions and Small Self Administered Schemes can help you plan for your retirement.
Tax Planning and Tax Mitigation
Tax liabilities could be reduced in a number of ways, including efficient Will* planning and the use of investment-based strategies within various Inheritance Tax mitigation schemes.
Investment Planning
Investments should be made in line with an overall financial plan, taking into consideration all aspects of your financial circumstances and objectives and making the most of tax-efficient savings allowances.
Personal Protection Planning
How much money would your family need to maintain their current lifestyle if you were diagnosed with a critical illness or died prematurely?
Life Long Financial Planning
Tailored to address your short, medium and long term financial needs and aspirations.
Auto Enrolment
Complying with the Workplace Reforms is one more requirement for employers. We provide small to medium sized businesses with an end to end solution for Auto Enrolment Pensions.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax reliefs depends on individual circumstances.
* The writing of a Will involves the referral to a service that is separate and distinct to those offered by St. James’s Place. Wills are not regulated by the Financial Conduct Authority.
Latest News
Seizing the post-pandemic opportunity to be a force for good
The new St. James’s Place portfolio carbon emissions report is another step on the journey to managing client investments more responsibly. In its latest progress report to Parliament, the Committee on Climate Change (CCC) […]
Get to know the four risks that could derail your retirement plans
When the time comes to access your retirement income, you’ll have new challenges to contend with. The wide-ranging pension reforms that came into force in April 2015 were all about[…..]
Beyond cash: how parents can help children buy their first home
Older generations looking to give their children or grandchildren a boost on to the property ladder don’t need to drain their retirement pot. Do you know who the UK’s eleventh[…..]
How to unlock your hidden pension pots
Women already face a wide pension gap – but you may have more money in your pot than you realise. These four tips can help you find your hidden money[…..]