At a glance Money worries aren’t just about income and debt – financial stress can be caused by a wide range of situations and factors. With some of the biggest financial challenges we face occurring just once or twice in a lifetime, we don’t always have the skills or experience to navigate them on our […]
At a glance: Stocks & Shares ISAs are a very tax-efficient – and potentially lucrative – way of saving for the long term (at least five to 10 years). Each person’s ISA allowance (the amount you can pay in without being taxed on the profits) is £20,000 for this tax year (2021/22). The earlier in […]
Claire Trott, Head of Pensions Strategy at St. James’s Place, and former Pensions Ministers Sir Steve Webb and Baroness Ros Altmann highlight the importance of retirement planning and seeking financial advice. THE QUICK READ 77% of savers don’t know how much they’ll need in retirement, and only 16% can give a figure.1 As we all continue […]
The quick read: The volume of information and decisions to make around choosing the right care can be overwhelming. The average cost of care in the UK is £34,0001, depending on where you live. A financial adviser can help you to make good care choices – there may even be more support available than you […]
THE QUICK READ When you pay off your mortgage, you’ll have upwards of hundreds of pounds per month that are freed up by no longer having mortgage payments. Rather than see this money dissolve into a household budget or day-to-day spending, consider how powerful it could be if you invested it. A financial adviser can […]
The quick read: The pandemic has highlighted the need for households to insure against loss of life and income with critical-illness cover, life insurance and income-protection insurance These policies often have worthwhile extra benefits, including legal advice, support for children, access to medical specialists, and health and wellbeing rewards And they are often only available […]
Who are the better investors, men or women? Given that, both historically and in the present day, men are the more numerous investors, you might think that experience gives them the advantage. But a 2018 study by Warwick Business School found the opposite: women are more successful investors because they tend to think long term, […]
In a year that was short of reasons to be cheerful, the news in June 2020 that a record number of people were paying into workplace pensions1 was welcome. It continued an upward trend that began in 2012 with the launch of automatic enrolment, which brought millions of individuals into the pensions system for the first […]
We would like to say congratulations to our colleague Seamus Valente who has obtained a Level 3 Certificate in Mortgage Advice from the Chartered Insurance Institute. Seamus works as a Paraplanner McGrady Financial Services Ltd, and he also holds a Certificate in Mortgage Advice and Practice (CeMAP). This is a great milestone in Seamus’ continuing […]
We would like to thank our fantastic staff for their kind donations towards our 2020 Christmas Appeal. Their generosity has meant we are able to support Crisis Together for the Homeless and Action for Children. Well done and thanks to our staff for organising this!