Business protection is a way of helping to protect against possible financial losses in the event of the death or specified critical illness of a business owner or key individual, during the length of the policy.
Personal tolerance to risk and the need for Investment risk is fully explained and is key to making the right decision.
Ensure your personal possessions are passed on to the people you care about. With careful planning and expert advice, you could also reduce or eliminate potential tax liability.
When do you want to retire and how much income will you need? The use of Stakeholder, Personal Pensions, Self Invested Personal Pensions and Small Self Administered Schemes can help you plan for your retirement.
Tax liabilities can be reduced in a number of ways, including efficient will planning and the use of investment-based strategies within various Inheritance Tax mitigation schemes.
Investments should be made in line with an overall financial plan, taking into consideration all aspects of your financial circumstances and objectives and making the most of tax-free savings allowances.
How much money would your family need to maintain their current lifestyle if you were diagnosed with a critical illness or died prematurely?
Tailored to address your short, medium and long term financial needs and aspirations.
Complying with the new Workplace Reforms is one more headache for employers. We provide small to medium sized businesses with an end to end solution for Auto Enrolment Pensions.
There are other providers of Payment Protection Insurance (Short-Term Income Protection) and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.
The value of investments and pensions and the income they produce can fall as well as rise. You may get back less than you invested.
The Financial Conduct Authority does not regulate on Estate Planning, Tax Planning or Trusts.
Tax treatment varies according to individual circumstances and is subject to change.
Auto Enrolment is regulated by the Pensions Regulator. The Financial Conduct Authority does not regulate on Automatic Enrolment.
Investors do not pay any personal tax on income or gains, but ISAs do pay tax on income from stocks and shares within the funds.
Your home may be repossessed if you do not keep up repayments on your mortgage.