Personal Risk Planning

Personal tolerance to risk and the need for Investment risk is fully explained and is key to making the right decision.


Ensure your personal possessions are passed on to the people you care about. With careful planning and expert advice, you could also reduce or eliminate potential tax liability.

Retirement Planning

When do you want to retire and how much income will you need? The use of Stakeholder, Personal Pensions, Self Invested Personal Pensions and Small Self Administered Schemes can help you plan for your retirement.

Tax Planning and Tax Mitigation

Tax liabilities can be reduced in a number of ways, including efficient will planning and the use of investment-based strategies within various Inheritance Tax mitigation schemes.

Investment Planning

Investments should be made in line with an overall financial plan, taking into consideration all aspects of your financial circumstances and objectives and making the most of tax-free savings allowances.

Personal Protection Planning

How much money would your family need to maintain their current lifestyle if you were diagnosed with a critical illness or died prematurely?

Life Long Financial Planning

Tailored to address your short, medium and long term financial needs and aspirations.


Complying with the new Workplace Reforms is one more headache for employers. We provide small to medium sized businesses with an end to end solution for Auto Enrolment Pensions.

Recent News

Autumn Statement – Income Tax

You’ll be able to earn up to £11,500 a year without paying a penny of tax from next April Source:

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Auto-Enrolment Penalties

The Pensions Regulator issued 576 escalating penalty notices to employers that failed to comply with auto-enrolment rules between July and September Source: To avoid receiving a penalty of between £50 and £10,000 per day, contact one of our advisers to ensure you are complying with the new legislation.

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McGrady Financial Services Junior XC 2016/17 – Race 1

We are delighted to announce that we will once again sponsor the very popular McGrady Financial Services Junior interclub Cross Country Series. Dates for the 2016/17 Series are being finalised. The first race will take place in Spring Gardens, Castlewellan Forest Park on Sunday 25th September. Full details of the series are available on the Newcastle AC

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