Planning on buying a property during coronavirus?

If you’re considering trading up to a place with more space, here’s what you should know about the current residential property climate. The outbreak of COVID-19 has dramatically altered our everyday lives – and one of the more radical shifts we’ve seen, of course, has been the transition to working from home. At the request […]

Pension Awareness Week 2020

A round-up of all the pensions and retirement content you need to know about. Sometimes it seems like saving for retirement and then planning how to use your pension once you retire is easier said than done. The pension freedoms have introduced new complexities, while rising life expectancies mean we need to be sure we’re […]

Getting ready for your retirement journey

As you approach the last few years before your planned retirement there are some key things to consider. There are many things to consider as you approach retirement. It’s good to start by reviewing your finances to assess whether your future income will allow you to enjoy the lifestyle you want. If you’ve saved into […]

Wayne Whewell joins McGrady Financial Services Ltd

McGrady Financial Services Ltd are delighted to announce the latest addition to our team, Wayne Whewell as a Financial Planner. Having worked in Banking since 1982 and in the Financial Services industry since 1992, Wayne has substantial experience in the sector. He joined St. James’s Place Wealth Management in 2013 as a Senior Partnership Development […]

What’s next for small businesses?

As we emerge from lockdown, business owners are facing a very different world. So how exactly can entrepreneurs navigate these uncharted waters? It’s been a disruptive year for business owners and, doubtless, there’s more in store. The coronavirus crisis and ensuing lockdown have required them to reassess their lives – both business and personal. For […]

How does your risk tolerance change in retirement?

Understanding how you perceive risk – and how this changes over time – can help in navigating today’s retirement landscape.  It has long been accepted that we become more risk-averse as we get older – we’re less likely to put ourselves in the way of possible harm. This tends to be attributed to experience, and […]

Seizing the post-pandemic opportunity to be a force for good

The new St. James’s Place portfolio carbon emissions report is another step on the journey to managing client investments more responsibly. In its latest progress report to Parliament, the Committee on Climate Change (CCC) is on a mission, calling for the government to “seize the opportunity to make the COVID-19 recovery a defining moment in tackling the climate crisis”. […]

Get to know the four risks that could derail your retirement plans

When the time comes to access your retirement income, you’ll have new challenges to contend with. The wide-ranging pension reforms that came into force in April 2015 were all about giving people greater flexibility with their retirement income. There was a flipside to that promise, however. In giving individual investors more freedom, the government also […]

Beyond cash: how parents can help children buy their first home

Older generations looking to give their children or grandchildren a boost on to the property ladder don’t need to drain their retirement pot.  Do you know who the UK’s eleventh biggest mortgage lender is, currently dominating a large chunk of the market? You might be surprised to learn it’s not a major financial institution – […]

How to unlock your hidden pension pots

Women already face a wide pension gap – but you may have more money in your pot than you realise. These four tips can help you find your hidden money and assist you in the years ahead. What would you do if you found £13,000 you didn’t know you had? You actually could be sitting […]